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ASKFinancially

Guide to Travel Insurance
Travel Insurance

Travel Insurance Information - FAQs on holiday insurance

FAQ Travel InsuranceQ. I am travelling to Europe, where can I get an EHIC?

You can apply online for you EHIC at www.ehic.org.uk/Internet/home.do . You will be required to give your personal details along with your NHS number or your National Insurance Number. It will normally take around 7 days to arrive but is then valid for up to 5 years.

FAQ Travel InsuranceQ. Where can I go to complain about my Insurance company?

Whenever you have any problems with insurance policies, you should always go back to the company who sold you the policy and discuss any issues with them. If you are unable to resolve problems you can decide to pursue it and take the case to the Insurance Ombudsman. They offer a free independent service and will endeavour to resolve the problem. You can find further help and information about the Ombudsman at www.financial-ombudsman.org.uk/

FAQ Travel InsuranceQ. I am 75 years old and am travelling to Australia, can I get insurance?

Yes you can get insurance whatever your age, it just means that you need to look around a little more as some insurers put a ceiling on the age of people they are willing to insure. This can sometimes be 65 years. There are some specialist insurance companies that will provide insurance for senior citizens such as Help the Aged www.helptheaged.org.uk/en-gb/OnlineShop/Insurance/ . They offer insurance whatever your age and will also cover many pre-existing health conditions.

FAQ Travel InsuranceQ. Is there anywhere that you can go to get cheap holiday insurance?

When thinking about taking holiday insurance you need to make sure that the cover will provide adequate level of care should you need it. The Internet is a great place to compare prices and it will give you some idea of the cover that is given on the different policies. To keep down the cost of the premiums, make sure that you are buying insurance for the things that you are doing ie, don't pay for water sports if you don't need it.

It is also worth looking at what cover you already have. Some banks are offering free travel insurance when you apply for their credit card, some house insurance will cover some of your belongings when travelling on holiday. Buy family cover if you are taking your family, look into single trip insurance if you are only going to be taking that one trip in the year.

Most importantly, don't forget to disclose all relevant information as your policy will not stand if you omit something that is applicable and understand what your policy covers.

Download the Travel Insurance PDF Guide here - see our other free PDF guides here

Guide Contents

What is Travel Insurance?
The different types of holiday insurance
What does travel insurance cover?
Shopping Around for cheap travel insurance
UK Travel insurance application
Travel Insurance Claims
Travel Insurance Help - FAQs on holiday insurance
Where to get more travel insurance help

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