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Guide to Employers Liability Insurance
UK Pensions

Guide Contents

Employers Liability Insurance
Employers Liability Insurance The Facts
Buy Employers Liability Insurance
Employers Liability Insurance FAQs
Where to get more help about Employers Liability Insurance

Employers Liability Insurance

A business can be fined up to £1000 for not displaying a valid certificate.

Due to the Employers’ Liability (Compulsory Insurance) Act of 1969, Employers’ Liability Insurance is a legal requirement of most businesses who employ staff within the UK. It provides cover in case employees make a claim due to work related injuries or illnesses. The act of 1969 ensures that companies have at least the minimum requirement to cover potential claims which could be made by employees.

Policies cover fees for things such as compensation, legal costs, medical expenses, and ambulance fees. The minimum benefit to be provided by these insurance policies is at least £5million but commonly businesses upgrade to policies which provide up to £10million.

Not only is it a legal requirement to have the insurance if you employ staff but it is also an offence if the current certificate is not displayed and easily viewed by all staff.

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