Finding Competitive Business Vehicle Insurance

With vehicle insurance on the increase each year and hundreds of insurers touting for your business, it is worth shopping around to ensure the premium you pay is the best value for money. But there are things within your control that could help reduce your companies premiums.

Feature	Comments
Security	Vehicles which are fitted with an alarm and immobiliser will attract lower premiums.
Overnight Parking	Vehicles left in a locked garage or other secure parking area overnight will be seen as lower risk and will therefore see a reduction on premium costs.
Voluntary Excess	If it is possible to commit to paying a higher voluntary excess this will reduce the cost of the policy. The voluntary excess is the amount the policy holder is willing to pay towards the costs of the claim before making a claim on the insurance.
Age of Drivers	The age of the drivers to be included on the insurance policy will have an impact on your premiums especially if the ages of some drivers are below 25 years of age.
Previous Claims	The number of claims which have been made in the past will have an affect on the premium of the new policy. Somebody who has made no claims will have a more favourable premium than someone who has been involved in incident which led to an insurance claim.

When making an application for business vehicle insurance it is of utmost importance to provide accurate information. If a claim is made and information is found to be false or misleading in any way, the insurance policy will be deemed invalid.

 

Guide Contents

Business Vehicle Insurance
Different types of Business Vehicle Insurance
Finding the best Business Vehicle Insurance
Finding competitive Business Vehicle Insurance
Frequently asked questions about Business Vehicle Insurance
Where to get more help and advice about Business Vehicle Insurance

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